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Thursday, March 11, 2010

Dreaming for a house

Dreaming for a house!

By Maria Memon

“Turning your dreams into reality, luxurious living style is not that expensive now”.

This kind of sentence we get to see everywhere while walking down street, watching T.V or reading newspaper, who offers luxurious houses in cheap rates and easy installments.

When one comes across these offers, he would surely dream to invest his money in these projects because now days it has become a difficult thing for a middle class man to buy his own house. As he has limited financial resources in which he has to fulfill all his needs and sometimes these needs are left unfulfilled due to inflation. This great dream of a middle class person seems to be fulfilled when builder's promises appear on.

At this moment, he walks to the office of such housing schemes, chooses location and luxurious style of his house and pays off the advance.

Let's have a look on how and in what dramatic manner they make people believe on their lies.

A person after booking a house pays installment with a hope that he will soon own his house because he is given a word by builders, but unfortunately, he is unaware of drama of builders and developers.

Usually the cost of a house told initially is different but after some time they ask customer for more money in the name of maintenance.

To ensure a strong and long lasting structure its foundation should be well built, but with housing schemes the case is totally different.

They use poor material in construction of building. Being weak, it trembles and if any natural disaster hits, it falls straight down to earth.

Expenses are charged according to the cost of glass, high quality wooden windows and doors but when they are fitted they get scars and scratches by just touching them. Mostly these housing schemes do not complete and if accidentally any scheme gets completed, it is different than original model.

In Hyderabad and other cities of Pakistan, it is a common practice of builders that they occupy land on lease but do not pay its cost, not even the sales tax, but still no action is taken against them by government.

The reason is that they get a sufficient amount of commission to zip lock there mouths. As a consequence, people who invested their money, regret as their dream of house turns into a nightmare because they can not get their money back but still they are left with a belief of owning the house soon, which is a deception obviously.

Victim of this fraud is mostly the middle class who do not have that much resource to raise voice against such builders and construction companies. By hook or by crook if some one tries to file an FIR against any builder, no one hears him as corruption had already satisfied their appetite. By chance if any case is filed and reaches to the High Court or Session Court, the builder gets bailed on an application.

Sometimes when a builder gets caught in debt, government taxes, bank loans and money taken from public then he sells his project to any other builder and takes the money so that he can leave the country before he gets into serious trouble.

No doubt builders have a huge part in this whole drama and they are worthy enough to be blamed. Government and Law Enforcement Departments along with public are also at fault as they invest their money, which they do not earn easily, without any verification that whether the scheme is right or not.

One must verify before booking any house or flat and the customer should also check all authentic and legal documents which are necessary for property. If a builder is registered or licensed then he would surely have those documents.

Perhaps if government and police would take any stern action against these frauds, the life and earnings of many people could be saved from these mischievous people.- Weekly Roshni

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